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ヨシザワ タクヤ
YOSHIZAWA TAKUYA
吉澤 卓哉 所属 京都産業大学 法学部 職種 教授 |
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| 言語種別 | 英語 |
| 発行・発表の年月 | 2021/03 |
| 形態種別 | 研究論文 |
| 査読 | 査読あり |
| 標題 | Should Liability Insurance Be Compulsory for Bicycle Accidents? |
| 執筆形態 | 共著 |
| 掲載誌名 | Asian Journal of Law and Economics |
| 掲載区分 | 国外 |
| 出版社・発行元 | Walter de Gruyter GmbH |
| 巻・号・頁 | 12(1),pp.19-35 |
| 担当区分 | 最終著者 |
| 著者・共著者 | Mahito Okura,Motohiro Sakaki,Takuya Yoshizawa |
| 概要 | <title>Abstract</title>
This study examines whether the introduction of compulsory bicycle liability insurance is socially desirable when evaluation bias—the difference between the objective and subjective evaluations of liability amounts—exists. The main results of this study are summarized as follows. First, when there is no evaluation bias, the introduction of compulsory bicycle liability insurance is socially desirable when the interest rate is high without any condition, and the loading rate is low, the maximum amount of liability is small, and the effort cost is high if the loading rate is higher than the interest rate. Second, if there is an evaluation bias and the accident probability is uniformly distributed, more severe additional conditions are needed for deriving the same results. The study concludes that the evaluation bias prevents the realization of the situation in which the introduction of compulsory bicycle liability insurance is socially desirable. |
| DOI | 10.1515/ajle-2020-0061 |
| ISSN | 2194-6086/2154-4611 |
| PermalinkURL | https://www.degruyter.com/document/doi/10.1515/ajle-2020-0061/xml |
| researchmap用URL | https://www.degruyter.com/document/doi/10.1515/ajle-2020-0061/pdf |